Finding it hard to cope with you debts? here are a few tips to dealing with debts.

Priorities your debts
Make a list of people you owe (your creditors) and priorities the order of importance. Give priority to the ones where serious actions can be taken against you if you don't pay e.g mortgage repayments, rent, taxes and payments ordered by the courts.

Budgeting
Set a budget for your daily, weekly and monthly spendings, this allows you to see and plan your spendings according to you needs. By budgeting you can trim out unnecessary spendings and save!

Contact your creditors
Talk to your creditors about your situation and what you're going to do about it. Offer to pay each debt off in a way you can afford - it's important not to offer to pay more than you can afford, and not to assume you'll be able to pay more in the future.

Where to get help?
Debt Management


I've checked out this site and really you can get a few pointers on managing your finances and help!Really if you are clueless about how to manage your debt this site is for you!